Many of us start the new year thinking about how to save more money. This is definitely a worthy goal! Afterall, life is unpredictable and financial resilience is key to overcoming setbacks. Nearly 60 percent of Americans say they saved less than $99 per month or $1,188 for the year in 2017. One in four respondents
With the New Year right here, it’s time to start thinking about setting some goals and making some serious resolutions for 2018. Along with all the usual stuff – like making sure I find more balance, making being healthy a priority and spending loads of time with my family, I’m thinking 2018 also calls for
I’m always shocked when I leave the grocery store because it seems to add up to much more than I expect – and I’m not sure how that happens! Whether you’re shopping for a large family or it’s just you, there are some tricks when it comes to saving on groceries – putting them into
Call it the longevity revolution: Americans today aren’t just living somewhat longer than previous generations; the average person can expect to live nearly 30 years more than someone born in 1900—almost to age 80—and many people are living longer than that. While a longer life offers a wealth of opportunities—from pursuing new interests to embracing
Saving money doesn’t have to be difficult. There are so many great ways to save money these days. All it takes is a little bit of mindfulness and preparation throughout your days. Start small before you start going big. Start asking yourself those questions you’ve never asked yourself before. What can I cut out to
What You Really Need to Know About Managing Your Student Loans Before, During and After College. Heading off to college can be an exciting time in every young person’s life. What’s not so exciting though is the financial obligation that comes along with it. While taking out student loans to assist with paying for your
This article features, Keisha Blair, and was previously posted on the Penny Hoarder.com. Read on for Tips on Maximising income from a rental property. Peopleimages/Getty Images One of the biggest drains on a landlord’s rental income is expenses. Owning rental properties is never as easy as buying a property, finding a tenant and waiting for
I’ve outlined a new model to build wealth for retirement that can withstand even weak periods of growth and poor markets. This new model relies on using investment funds that perform well in good markets and retain value better in poor markets. The steps below also outline the key strategies for maximising investment growth and
Every year, clients ask me if they should contribute to their RRSP’s. Usually, the answer is yes. With only a few weeks left to make that decision, I thought I’d share some last minute thoughts on the subject. For starters, my experience as a financial advisor has been that the primary reason many, if not
It’s that time of year again when many students start to think of submitting scholarship applications. As the Founder of the Aspire-Canada Scholarship, I wanted to help students put their best scholarship application forward. I reached out to Kristina Ellis, otherwise known as the College Ninja – to uncover her strategies that landed her over
